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FINANCE

Farewell Chapter 2017 & Welcome Chapter 2018Featured

In FINANCE

As I round the corner saying goodbye to 2017, I am excited to say hello to 2018! There is much to reflect upon and celebrate! 2017 was a year of massive growth and expansion. There was no doubt that I stretched in all areas of life beyond my scope of imagination.

As Alice from “Alice In Wonderland” quoted, “It’s no use going back to yesterday because I was a different person then”. For me, 2017 was my yesterday and I was surely a different person then.

The woman I am as we speak, is a direct result of allowing a different person to show up in each of the 365 days of 2017. There were many battles that were won, and some that were lost. Every time I thought I became the person I was meant to be in order to navigate through my journey, I was presented with yet another opportunity to stretch beyond my perceived limitations. Many lessons were presented and I received an opportunity to learn some great lessons. I chose to love, embrace, forgive and celebrate. I chose to laugh, smile, scream and cry. I chose to share, give and receive. I chose to be beautiful and ugly. I chose to say many No’s and to say Yes where it counted the most. I chose each and every day with no regrets, no should haves and no could haves. I am exactly who I am meant to be thanks to 2017!

When the beginning of the year started, I, like most people, was off to the races with my goals set out for the new year. I was full of enthusiasm and drive to flourish in my businesses, thrive in my marriage, foster meaningful relationships, build financial wealth, connect with authenticity, embrace leadership, give back through service, leave a legacy and essentially play a bigger game in life.

I chose to love, embrace, forgive and celebrate. I chose to laugh, smile, scream, and cry. I chose to share, give and receive. I chose to be beautiful and ugly.

I was fueled with excitement and ambition to open doors, explore opportunities and build dreams. New branches of the investment business started to take form. Additional support was brought on board. Partnerships were created as it was necessary to carry out the company’s vision in building dreams together. New relationships were attracted like two magnets coming together. Those who saw value in connection came on board and those who chose not to play, slowly faded away. As the seasons changed, so did the people. It was not long before I quickly identified the quality of the uplifting relationships that I was surrounded by. Mentors gifted knowledge, supporters gifted their time, spirit and energy. Family gifted love and hope while a handful of friends grew alongside us.  

I would like take a quick journey down memory lane as I say goodbye and sign off of chapter 2017.

Farewell to spiritual quests in connecting with nature through medicinal plants.
Farewell to  a commitment in servicing a community through their personal growth journey.
Farewell to an intestinal obstruction which lead to a 4 day visit at the hospital.
Farewell to a coaching experience in a 10 day personal development course where over 100 women from around the world received leadership training.
Farewell to spiritually supporting a special individual who now has awareness on how to monitor and care for a life threatening heart condition.
Farewell to a benign lump found in the breast.
Farewell to travels to the East Coast where meaningful connections were formed.
Farewell to witnessing the weddings of 4 beautiful couples.
Farewell to an invigorating and rejuvenating getaway to Palm Springs with friends.
Farewell to the massive win in business with closing one of the largest tax savings cases in Canada for a company.
Farewell to visits by family and friends around the world.
Farewell to financial blogs shared with the FemFab community.  
Farewell to a training course in becoming a certified NLP practitioner.
Farewell to the shooting incident at Mandalay Bay during our visit to Las Vegas.
Farewell to the corporate training opportunity which lead me to a path in pursuing my purpose with personal life coaching.
Farewell to the role I played as a managing partner in the businesses with my husband.  
Farewell to a magical 4 year wedding anniversary trip to Whistler.
Farewell to an awakening experience with mass consciousness.
Farewell to a celebration of my cousin who is now training for the 2020 summer olympics.
Farewell to my discovery of my life purpose in coaching people to discover their personal power.
Farewell to my home which provided me a safe and comforting space to return to everyday.

Farewell 2017, as I sign off this chapter of my life I want to acknowledge you for the phenomenal year we experienced together. Each of the 365 days you’ve gifted me, was necessary to grow and expand. Because of your gifts, I have found a fulfilling piece of me. The piece where I can now allow myself to live a passionate purpose through helping those awaken their greatest potential. I graciously accept and honor you, I believe that there is a greater purpose that was served through the lessons, dedication, commitment, patience and partnership. It was truly a great run!

I have found a fulfilling piece of me. The piece where I can now allow myself to live a passionate purpose through helping those awaken their greatest potential.

What are some of your 2017 farewells?

With embracing arms, I would now like to say hello and welcome in chapter 2018!

A brand new 365 days to be a different me.
A brand new 365 pages to write an epic story exactly the way I want.

Welcome to moving into a peaceful new space on the 1st day of the new year!
Welcome to global leader partnerships in North America!
Welcome to carrying out my life purpose to help people in discovering their personal power!
Welcome to building a successful and influential personal life coaching business!
Welcome to partnerships in empowering entrepreneurial women!
Welcome to clear alignment on partnership goals with my husband!
Welcome to working right alongside global leaders and influencers to further my personal growth!
Welcome to adventurous travels around the globe!
Welcome to attracting high vibration individuals who I can build meaningful and deep connections with!
Welcome to sharing new monthly blogs with the FemFab community!
Welcome to great relationships of abundance, wealth and prosperity!
Welcome to a healthy mind, body, soul and spirit!
Welcome to creating a family of my own!

Welcome chapter 2018! Let’s make this new year greater than the last, let’s make this one an extraordinary year! Who’s with me?!

 

A Dollar Invested Will Ultimately Work For YouFeatured

In FINANCE

Growing up, do you recall ever being told to save your money? …to store any extra money away into your piggy bank or bank account? …or that saving money will give you money later on in life?

I was taught all of the above in my early years. My memories of those comments were repeated time over time whenever I was given money as a gift or earned it on my own. I saved my money in my piggy bank. I put every bill from all my lucky red envelopes I received during Chinese New Year’s, my Birthday, Christmas, as well as my weekly allowance, into that cylinder shaped tin container I called my piggy bank when I was growing up.

From time to time, I would pull out a few dollars to spend at the local neighborhood corner store as it was directly on my path to school each day. Inside the store, was always filled with isles of sugary sweets. From Nerds, to Twizzlers to Mars Bars to Runts. Some of my childhood favorites were: Fruit By The Foot Roll Ups, classic coke bottle gummies and sour key suckers. But my all-time favorite were the Old Dutch potato chips! My eyes would always widen up and my heart would smile as I stood there in the land of delicious opportunity.Thankfully, being taught to save money was deeply instilled and I never overindulged with buying too many delicious sweets which kept my piggy bank weighing rather healthy.

I carried this habit with me straight into my early college years, where I found myself saving a decent amount of money earned from my part time job. Of course, still spending some money on some of my favorite goods. The only difference was, instead of sweet and savory snacks, it was now clothes, makeup and weekend entertainment. During that time, my grown up piggy bank (aka bank account) had a consistent savings balance of about $2500. My bi-weekly pay cheque was quite comfortable and I always had a good awareness of my account balance.

I was ultimately trading more of my time for more money

So what was the problem you might ask? For many students at that age, having a savings of $2500 in their bank account was exhilarating. For me however, that was not the case, as there came a point, parallel to the human psyche, I wanted more… more savings in my piggy bank! Essentially, I wanted to see my it grow bigger and feel it weighing more. The solution at the time was simple and clear. If I was to take on more shifts at work, my piggy bank would grow. That was simple enough. As the number of hours I worked increased, so did the numbers in my bank account. From $2500 in savings, it quickly jumped to $3000.

At the time this was very encouraging as I set out a goal to save more money and I made it happen!! Of course, I was ultimately trading more of my time for more money. This did not last for very long, as my school work happened to take southern turn. I was falling behind in my studies as well I was feeling quite stressed in trying to manage my transition into post secondary school, my social life with friends, my work performance, as well as my well-being. Yes, my goal of wanting to save more money was achieved, yet I found myself spending even more money to compensate for the level of stress I was going through at the time. After feeling this way for a while I found myself back where I started, at the $2500 savings mark.

I had this feeling of defeat. Not only did I unsuccessfully grow my piggy bank the way I had envisioned, I sacrificed my own well-being for a goal of wanting to save more. It was then I realized that each of those dollars I saved, stayed exactly the same. Nothing was different about those dollars saved, nothing changed, and nothing grew. I remember thinking to myself there has got to be a better way to grow the savings in my account.

It was almost immediately after this revelation of looking for a way to grow my savings, my employer approached me to tell me about the company’s employee stock options purchase benefit. At the time, the only piece of knowledge I had instilled in me and carried forth was to ‘save my money’ in my piggy bank. I had little understanding on any investments, let alone company stock options. Luckily my boss took the time to enlighten me on the topic. I discovered that this was an incentive the company I was working for offered. Employees had the option to put aside up to 15% of their pay-cheque to purchase company stock shares at the lowest market value of each quarter.

Up until that point I wholeheartedly believed that saving my money in the piggy bank was the end-all be-all of my financial existence.

At that moment, I saw this as an alternative avenue to continue my savings growth. Therefore I made a decision to opt in at 10% of every pay-cheque. A few months had passed and I had forgotten that I had made the decision to take part in purchasing those stocks. Then one day during a shift of mine, my boss handed me a letter size envelope sent from corporate. I had no clue what was inside the envelope and when I opened it up, there inside was a certificate of ownership for 18 shares of the company stock!

I thought to myself… how cool is this? I am an owner of 18 shares of the company I worked for!

I knew there was great value to this piece of paper.  However, I certainly did not take the time to fully comprehend the details with all the excitement. I did, however, feel confident in making that decision to add this new route to grow my savings. More than 3 years went by as I continued to receive the certificate of ownership of the company stocks each quarter. At some point I felt like I was playing a collector’s game as I continued to receive and collect the certificates of the shares. With each certificate, I would deposit them into a trading account which I had opened at a TD WaterHouse. I deposited a total of nearly 200 shares! Logically, I knew that I was practicing a healthy money habit, yet at the time I didn’t necessarily recognize my actions as anything more than saving more money.

The day came when my boss brought to my attention that our company stock price was at an all-time high and if I happened to still be holding onto any shares, she advised that it would be a good time to sell and make a healthy profit…and a very healthy profit it was! After making the decision on selling nearly 200 shares, I managed to generate over 4 times the original amount I had taken from each paycheque overall in the 3 years I had opted into this benefit! Through those actions, I was unexpectedly lead on a path where investing the money I saved resulted in the creation of having my money work for me. Unknowingly, in those three years my money worked for me resulting in 4 times the growth rate. Up until that point I wholeheartedly believed that saving my money in the piggy bank was the end-all be-all of my financial existence.

It is never too late to learn that the best way to creating more money is to make investments work for you.

Looking at this today might seem trivial. How could I have possibility had my savings grow 4 times more if I had not made the decision to invest into purchasing the company shares with the money I was making? Had it not been for that experience, I may have continued to trade in my time for more money until my well-being and health was compromised just to see my savings grow.

We see that happening in our society right now. People trading in more of their time to earn more money. Trading in more of their well-being for extra savings. Burning themselves out not realizing there are other ways to create more money without having to compromise themselves or fall into  perpetual loops of working, saving, spending and working, saving spending. Warren Buffet says, “If you don’t find a way to make money while you are sleeping you will work for the rest of your life”. Similarly, Robert Kawasaki, author of the all time bestselling book Rich Dad, Poor Dad also says, “School teaches you how to work for money but it doesn’t teach you how to have money work for you.”

It is never too late to learn that the best way to creating more money is to make investments work for you. If you can see value in having investments work to create more money, seek out a method to get your money working for you now. In my experience, I have found that the best way to discover methods other people are using is to simply ask. Most people who are creating a healthy amount of wealth in their life are open to sharing what they are practicing.They too, at one point, had to learn from someone else. While they may all have different ways to do it, one thing remains unanimous with them all…

…once you learn how to have money work for you, you’ll never go back!

I would love to hear what methods you are practicing when it comes to having your money work for you?

 

Is it Time to Re-write Your Money Story?Featured

In FINANCE

In my profession as a wealth and business advisor, I often hear individuals and families share their personal experiences with money and their comments often echo money stories such as:

“Growing up I was poor…”

“I never had a lot of money…”

“My family was not rich…”

“I lost a lot of money back when…”

“I was never able to afford…”

“I always struggled with finances…”

As these experiences may have been a part of many lives, myself included, I found that staying in ‘what it was’ kept me from fulfilling my desires to move in the direction of what I really wanted. My dream was to create multiple sources of income (MSI) and a healthy residual cash-flow.  Many of us know that whatever we choose to focus our energy on will yield those exact results.

Although I always knew I wanted to create MSI and cash-flow, my own money story was unconsciously getting in my way and for many years, I would start my story with:‘Money was an absence in my family while growing up…’ My story consisted of how my family was so poor, that for a few years during my childhood, my father would be out and about collecting empty pop and beer cans to make extra money. He would do this before and after his regular job in the early mornings, late evenings, weekends and holidays.Game or event nights were especially lucrative as we ventured out for hours at a time on these can collecting excursions. He would drive to community parks, local beaches and essentially anywhere he could scour for “hidden treasures” (as he would call it), even if it was straight out of trash cans.

…whatever we choose to focus our energy on will yield those exact results.

I recall these experiences so vividly as if I was there right beside him. That 8 year old girl who was asked to join him after school and on weekends for these can collecting adventures. I can still remember the smell, especially the beer cans. It was definitely not the smell of daisies and unicorns.

Sometimes, my hands would get so sticky from the left over soda spilled on the can, that I imagined myself as Spider Woman, with the secret power of collecting cans just from touching them! Of course, my real thoughts were of embarrassment and shame every time I ventured out with my father to collect these scraps of tin. As an 8 year old girl, I just wanted to play with my friends and do the typical things my friends were doing, like riding bikes at the park or having teatime with teddy bears.

I knew my Father was working extremely hard with his main goals  to provide the very best for his family and to ensure that there was enough money for all of our essential needs. Even though those few years of can collecting were not my favorite memories, I appreciated every bit of what he did to provide for our family. My father is a man I am extremely proud of. His strength during those years taught me that there are always solutions to any challenge and that when faced with adversity, the truest test of strength is the will to find a way, as he always did.

And there you have it, that was my story around wealth, or lack of it, and it’s the story I carried into my adult life.

Fast forward 20 years…

I’m socializing at an event and sharing a story about some future hopes and dreams of mine when I find myself in a space of deja-vu.  For a moment, I ask myself “have I shared this story tonight already?”  Just then, the attention of the event turned to the host, thanking everyone for attending and a small speech ensued.In that moment, I found myself wondering, “Have I shared this story before?” I sure felt like I did, but it wasn’t at this party.  “I think I shared a similar story a few months ago at another gathering. Wait! I think I shared this story 6 months ago? I think I also shared something similar a year or two ago as well!”I began to wonder,“Am I experiencing the same things and sharing my story or am I sharing my story and experiencing the same things?”

In that introspective moment, I realized that every time I thought about something that was beyond my current financial capacity, I would think back on my childhood memories of how hard it was just to make ends meet and how much love and respect I had for my father’s work ethic. I was working harder to make ends meet, rather than working smarter to create the abundant life I wanted.  I realized that, the very story I kept telling myself for the last 20 years, was preventing me from achieving the financial and life goals that I wanted.  

Since my defining financial experience was based on that childhood story, I realized that it didn’t matter how hard I worked because I believed that I would always be poor or struggle with finances unless I worked incredibly hard. Even then, that would mean at best, I was only going to make ends meet. As I mentioned above, no matter how conscious our efforts, whatever we secretly believe about ourselves and the world, becomes our reality. My financial beliefs and what I was telling myself were not aligned with what I was trying to achieve. Each time I shared my story about ‘what it was’, I became engulfed by that very story and it locked me into a never ending loop.  

…the very story I kept telling myself for the last 20 years, was preventing me from achieving the financial and life goals that I wanted.

During this realization, it also dawned on me that somewhere in my inner being, I was receiving some emotional satisfaction by continuing to immerse myself in that particular story. Perhaps I secretly wanted the people I shared my story with to feel sympathy for me, or maybe I just wanted to hang onto those moments with my father as he was such a significant part of my growth as a child.

Have you ever found yourself telling the same story over and over again and not realizing that the story you were telling was defining your current reality?I am a firm believer that all of our life experiences make up the very person we are today. However, our life experiences are simply that, just our life experiences. It is “what it was” not “what it is now” or “what it could be”.

After realizing that I was the one stopping myself from reaching those wealth goals, I made a conscious commitment to focus on my current story. What it  is now, at this very moment.No more telling myself the story of ‘what it was’ as that eight-year-old girl. After making that shift of consciousness, I can tell the real story, the story of now.  It’s the story of achieving my goals in creating MSI through different avenues of income generating businesses. It is the satisfaction of breaking free and empowering myself to create a healthy flow of residual income through alternative investment tools.

The potential of what it could be is continuing to allow myself to receive tools and techniques from global experts in building an abundance of wealth then sharing my knowledge to the best of my ability with the audience who comes upon the content of my writing and services.

So let’s hear it!  I would love to hear what your money story is for you now!

Redefining Money The Way You Want To

In FINANCE

Money: An integral part of our world’s everyday life.  

It is virtually in all we see, touch, taste, hear and smell.

Simply glance around you. From the device you are reading this article with to the chair you are currently sitting on. Was it not money which allowed you to exchange for those goods?  What about the current internet service that connects your device to the web or the pair of pants and the shirt you have on as today’s outfit?

How about that cup of coffee or tea you may have enjoyed this morning, the bed that carried you all through the night, or the home which you retire to after an honest day of work? Regardless if these goods were given to you as a gift, lent to you by a family member, or earned by your very own means, money is all around us.

It is that inescapable 5 letter word.

Money is the tool which tracks the goods we exchange on a daily bases. Simply put, money is merely an accounting system. Nothing more and nothing less. An accounting system that makes the world go round. And if this is the case, then why does talking about it openly instantaneously shift the energy within most of us? How can something that exist everywhere in our society be such an unspoken language to so many of us?

Whenever money conversations came up…The room always seemed to feel heavy with long, drawn-out restless expressions making its way to the adult’s faces. Each breath was filled with a considerable amount of density.

Growing up as young woman in a Canadian Chinese household, money was rarely a dinner table topic. As a child, I often thought to myself; food must grow on dining tables because every time I sat down for a meal, food always showed up!  Nobody in my family ever talked about how the groceries from the store arrive to our plates, let alone how we had a table to eat on to begin with.

So… I just went with that 6 year old intellectual mind of mine and decided that food grows on dining tables. After all, I have heard adults say ‘money must grow on trees!’ so why not dinner tables?!  

Whenever money conversations came up at the dinner table, I vividly remember it was mostly about bills, payments, and supplies of some sort. The room always seemed to feel heavy with long, drawn-out restless expressions making its way to the adult’s faces. Each breath was filled with a considerable amount of density.

Then, there were the times money went past casual dinner conversation.  I remembered those were the scary memories about money; the ones with heavy emotional weight that had me running into my room to hide under the blankets squeezing my teddy tight in my arms.  Those loudly raised voices made the house feel cold and empty.

Having these experiences as a child taught me that whenever someone was to talk about money it was going to make me run for my teddy and hide under my blankets. In some form or another, this is what shuts off the natural discussion of money, as well as creating minimal positive experiences around the topic for many of us at a young age .

Money does not have to be the root of all evil, instead it can be defined as the root of all love. It is really up to a person on how they choose to define money.

Throughout my childhood and into my teenage years, I would often wonder to myself; what if the topic of money could be a happy and joyous topic, like ice-cream? Just ask any 5 year old about ice-cream and you’ll see what instant joy truly looks like.

One day, I was at a local ice-cream shop in Vancouver with my husband and I couldn’t help but notice that there were more wise souls having ice-cream than there were kids.  And there it was!!

After many years of money and ice-cream pondering, my lightbulb went on!! In that moment I decided to recreate new emotions when talking about money to the emotions which mirrors the experiences of talking about ice-cream!

I started redefining my definition of money. I had the choice to experience money as if I was experiencing ice-cream. I can choose to love it or hate it. I can choose to experience a lot or a little of it.  I can choose to experience it all at once or save some of it at home. I can choose to experience it on my own or with my closest family and friends. At any given time I can choose whatever emotion I’d like to feel around my experience with money. Most importantly, I can choose to talk about money without that childhood fear of needing to run and hide in my room under my blanket.

There is such a great sense power in knowing I have a choice to choose how I want to define money.

In my wealth management business, my partners and I now educate all our clients with this knowledge so that they too can have the opportunity to choose how they wish to define their money experiences. By doing so, they can build a true sense of self confidence when speaking about money openly with us and with those in their everyday life. They also now have the opportunity to create their own terms with money simply by changing the way they feel and talk about it.

Money is really neither good nor bad, being categorized as rich or poor has no significant meaning, emotion or energy to it except for the very ones we have assigned to it ourselves. Money does not have to be the root of all evil, instead it can be defined as the root of all love. It is really up to a person on how they choose to define money.  

So there you have it. What if you too can redefine your own meaning of money right now? How would that look like to you? What emotion would choose to feel from it? How would you want to speak about  it?

I have great news for you! You can absolutely allow yourself the power and permission to choose to redefine your money definition! How empowering would it be to have the topic of money be a highlight discussion during every meal at the dining table with your family and children?  

In this very moment we all have the choice to bring upon a new way, a new norm in defining how we want ourselves and our families to speak about money in our current world and for generations to come.

What’s YOUR Money Mindset?

In FINANCE

Instead of jumping right into the mechanics of how to be fiscally responsible – save for the future, learn about different investment tools – we first need to understand our relationship with money. I did a quick litmus test at a girlfriend’s patio party during Pride weekend with a great cross section of people: different ages, races, income levels and backgrounds. My ice breaker question: In 3 words, how would you describe your relationship with money? The responses came back wide-ranging and surprising in some cases:

Varying themes of burden, freedom, control and loathing. One friend with over a decade of wealth management experience cited “in and out” as his response. Another successful female entrepreneur exclaimed “let me go” –  a cry asking to be released from its clutches and expectations. Unexpectedly, the cover doesn’t match the contents.

Finances and money appear to be last on a long list of taboo topics in this modern day. Think about it… how many dinner conversations have you had about your kids, politics, sex, religion, the last restaurant you’ve been to… I’m pretty sure finances rarely breaks anyone’s top 10.  But it’s a topic that should be explored more openly as it affects everyone.  I believe a lot of how we view money comes from how we were raised, looking to our parents or guardians as role models.

Not only was I emotionally devastated, now I was up against the harsh reality of living on my own. Money (or the lack of) became a source of major anxiety. I was fighting for survival. I felt extremely vulnerable and vowed never to be in that place again.

If you grew up in a household where your family struggled to make ends meet, you may have grown up with a program around scarcity, worrying you’ll never have enough and counting every dollar. You could also react quite the opposite. I am a huge fan of Dwayne Johnson (aka The Rock) – he’s completely charismatic and exudes authenticity and generosity. He and his family were evicted from their home at a young age because they couldn’t pay the rent. Fast forward to 2016, the Rock is the world’s highest paid actor and ranked #34 on the Hollywood Reporter’s Most Powerful People in Entertainment.  Hard work and perseverance can turn any negative situation into a powerful motivator.  

My personal story and attitude towards finances has evolved over the years. I was very fortunate growing up – my sisters and I grew up never wanting for anything. I didn’t have an allowance; if I needed money to go the movies or buy clothes, my parents would always provide. My parents instilled in me good work ethic, but I never had to earn my spending money like some of my friends. My relationship with money at that time could be described as carefree, oblivious and naïve.

It wasn’t until my early 20s that my attitude towards money changed. I moved to Hong Kong after high school to be with my boyfriend at the time. I was extremely dependent on him and his family for my livelihood. I didn’t have much of a life of my own, never mind any sense of financial independence. We split up a year after I graduated from University. I was 21 and on my own making a very meagre salary – my family was thousands of miles away in Toronto. Not only was I emotionally devastated, now I was up against the harsh reality of living on my own. Money (or the lack of) became a source of major anxiety. I was fighting for survival. I felt extremely vulnerable and vowed never to be in that place again.

Worrying about never having enough, feeling that we are unworthy or undeserving of wealth only perpetuates more of the same and keeps you stuck in that cycle. It’s important to be aware of our current thoughts on finances as it influences so many of our daily decisions. The lesson I’ve learned is that regardless of our beginnings, it’s within our power to choose the relationship we have with money. So choose healthy, choose happy – however that looks for you.

What does your story look like? I’d love to hear about your experiences and whether you think money mindset is inherited or a choice.

In my next post, I’ll explore the healthy habits needed to manage our finances effectively and how to gain control of your money mindset.

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Street Cents

In FINANCE

For a long time, I had a vision of buying a condo that would serve as a rental property. Not sure where I got that idea, but seeing the Toronto real estate market explode, I knew I needed to take advantage of the growth.

I was inspired to start this post after having brunch with a girlfriend who also happened to be the real estate agent helping me find my first investment property. We marveled that so much of public conversation is devoted to what I’ll call brain candy: what’s on television, celebrity gossip and the latest make up trends. Don’t get me wrong, I love a good binge watch of Modern Family as much as the next person, I just don’t want this type of conversation to dominate my life.  

From this brief but meaningful brunch, I realized I want to re-direct the course of conversation.

Growing up, my parents never really talked about financial planning or anything investment related with me or my sisters. I don’t remember when I first heard about RRSPs or why they were important.

In conversations with girlfriends, I discovered there was a need to educate about even basic financial “stuff” – like how to submit your taxes! Whether you’re a student, young working professional, single or married, old or young, I believe it’s critical to take ownership of your financial health.

This blog is a platform to share the learnings on my journey to increase my financial awareness. By sharing this information, I hope to make other women more financially aware and provoke different conversations. Because when you take charge of your finances, you can make better choices in all areas of your life. Topics that I’ll explore include: how to buy investment property; finding a rental tenant; creating a will; building assets – I know, sexy stuff right?

Disclaimer! I’m not in real estate, don’t have an accounting degree or have bucket loads of cash to invest. I’m just like you – I have a day job but also a burning curiosity and desire to figure out how I can leave the rat race one day.

I am grateful for all the strong, intelligent and independent women in my community. What they have in common is they are outward focused and dedicated to creating value for those around them. I hope this post serves them and you well!